Explore Monterey Bay's unique communities from Pacific Grove, to Monterey, Carmel, Seaside, Marina, and Moss Landing. Be sure to include Highway 68 and River Road and our Salinas Valley.

Let me help you to match your lifestyle to the community that best fits your home buying needs. Utilize the tools that my website has to offer and become an informed home buyer.

Each community profile showcases; neighborhood listings, maps, school information, and other popular links.

Customize your personal home search and preview all local MLS Listings for FREE in one convenient location.

Buying a home is likely one of/if not the largest investment of your life. Interview Realtors to find the right match in personality, local experience, and recent local success stories.


Finding a Good Agent
What I Can do for You
Benefits of a Buyer's Agent


Preparing To Buy a Home
Getting Prepared
First Time Buyers
Renting vs. Owning
How Much Do I Need
What Can I Afford?
Income vs. Debt Ratios
Estimate Your Buying Power
Understanding Your Credit Score
Examining Your Credit History
Getting Pre-Approved


Finding A Property
Are You Ready To Find A Property?
Visiting Open Homes
Using A Property Checklist
Other Considerations


Making an Offer
The Basics Of Making An Offer
The Purchase Agreement
What You Need To Know
How Much Should I Offer?


Finding a Home Loan
What Is A Mortgage?
Typical Mortgage Providers
Choosing A Mortgage
Fixed Rate Mortgages
Adjustable Rate Mortgages
Common Questions
Loan Applications
Loan Application Checklist
The Underwriter
What Will Be Included In My Mortgage Payments?
Your Rights As A Consumer


Closing The Deal
What Is Escrow?
The Sale Process
Your Responsibilities
Buyer Disclosures 101
The Loan Process
Closing Costs
Who Pays For What?
The Escrow Process
Property Tax Calendar